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Do you have lingering questions about financial planning, tax planning, estate planning, retirement planning or Long-Term Care solutions? Then you're in the right place!


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Join Charles Scott as he guides you through these topic in a fun and educational way. Checkout the video version on YouTube, subscribe to your favorite podcasting apps, or look below for recent episodes and watch them right here on the website!


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Unpacking America’s Top Fears: Financial, Economic & More Thumbnail

Unpacking America’s Top Fears: Financial, Economic & More
Retirement Financial Planning

In this episode of Financial Choices Matter, Charles and Marc dive into the top fears that have been gripping Americans for years according to a recent Chapman University study. From fears of illness to financial instability, they break down why these concerns persist and how modern technology might be amplifying our anxieties. More importantly, they discuss how fear often influences financial decisions and why taking control of what you can manage- your financial strategy- can help bring peace of mind.

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6 Retirement Blunders Millionaires AVOID Thumbnail

6 Retirement Blunders Millionaires AVOID
Retirement Financial Planning Long-Term Care

According to a 2024 Gallup poll, 74% of retired Americans have enough money to live comfortably- and no, you don’t need to be a millionaire to get there. But there are some mistakes you can actively avoid to steer your financial future in the right direction. In today’s conversation, Charles and Marc will cover 6 retirement blunders that successful American millionaires tend to avoid.

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What Are The Odds of Needing Long-Term Care? Thumbnail

What Are The Odds of Needing Long-Term Care?
Retirement Long-Term Care

In today’s episode, we’re playing a little game of what are the odds? For example, do you know the chances of being in a house fire, or having your car totaled? What about the likelihood of being hospitalized? Listen in as we break down these probabilities and compare them to the chances of having a long-term care event.

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Why Financial Choices Matter: The Tale Of Two Sisters Thumbnail

Why Financial Choices Matter: The Tale Of Two Sisters
Financial Planning

In this episode of Financial Choices Matter, Charles recounts a time when he and Sheri helped two sisters navigate a tough financial situation. After watching one of Charles’ webinars, the sisters sought his advice after a troubling annuity product was sold to them. Tune in as Charles explains how they fought for their clients' best interests, ultimately helping them get back nearly $1 million from a poor investment choice.

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Who Really Pays Taxes? Thumbnail

Who Really Pays Taxes?
Taxes

Obviously, we all have to pay taxes. But, depending on income levels, some people are paying more into the system than others. In this episode, Charles breaks down exactly who is paying what, using clear charts and visuals to make it easy to understand.

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The Retirement Jigsaw Puzzle Thumbnail

The Retirement Jigsaw Puzzle
Retirement Financial Planning

Think of your financial future like a jigsaw puzzle. Each piece- whether it's taxes, insurance, retirement accounts, or estate planning- represents a critical part of your financial life. Without the box cover it’s hard to know how each piece fits. In the same way, understanding how all the pieces of your financial puzzle interact is key to achieving your long-term goals. That’s why having someone to help you put it all together who understands the big picture can be incredibly beneficial.

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Listener Questions: What Is American Funds & How Aggressive Should My Savings Plan Be To Retire By 60? Thumbnail

Listener Questions: What Is American Funds & How Aggressive Should My Savings Plan Be To Retire By 60?
Retirement Income Planning Financial Planning

We’ve got another listener question episode for you today! Tune in as Charles answers a few questions from podcast listeners like you. In this week’s edition, a listener named Wendy asks if it's okay to have all her 401k money invested in American Funds or if she should diversify into other investments. Charles also tackles a question about how aggressive one’s retirement savings goals should be to retire by 60.

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Listener Questions: Should You Take Social Security Earlier, Rollover Options, & Can One Firm Manage EVERYTHING?! Thumbnail

Listener Questions: Should You Take Social Security Earlier, Rollover Options, & Can One Firm Manage EVERYTHING?!
Retirement Income Planning Financial Planning

Charles frequently receives financial planning questions via email. This week, he addresses Mary's concern about her portfolio, which dropped significantly earlier this year, recovered somewhat, but is still down from its peak. Relying entirely on this money for income, Mary is considering starting Social Security earlier than planned.

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What's Buggin' Charles? Thumbnail

What's Buggin' Charles?
Financial Planning Long-Term Care

There's a lot going on in the financial industry. In today's episode, Charles is going to address some of the things that are driving him crazy in the community, from the plethora of confusing financial designations to the lack of attention given to long-term care planning. At the end of the episode, Charles answers a listener question about combining finances and discusses the importance of financial communication in a relationship.

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The Future of Retirement In America: Is The Glass Half Full or Half Empty? Thumbnail

The Future of Retirement In America: Is The Glass Half Full or Half Empty?
Retirement Taxes Financial Planning Long-Term Care

Are we on the brink of a retirement renaissance or stormy seas ahead? On this episode, we jump into the pressing issues of Social Security, healthcare, taxes, stock market trends, and long-term care. Whether you're an eternal optimist or cautious pessimist, this episode will equip you with perspectives to plan your retirement years with confidence as we ask the longstanding question, “Is the glass half full or half empty?"

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Ready Or Not Retirement Thumbnail

Ready Or Not Retirement
Retirement Income Planning

Are you nearing “retirement age?” If so, let’s explore that pivotal question you’ll soon face: Should you retire or continue working? We’ll unravel the intricacies of this decision, addressing both financial and emotional aspects, and help you find out if you’re truly ready to retire.

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Unsure, Confident, or Certain: Retirement Planning Next Steps Thumbnail

Unsure, Confident, or Certain: Retirement Planning Next Steps
Retirement Income Planning Financial Planning

It’s not just the financially uncertain who need to think carefully about their retirement plan. Even those who feel confident in their retirement savings might still have important questions to answer and decisions to make. In this episode, we'll explore the three retirement planning mindsets: those who have no idea if they can retire, those who think they have enough money to retire, and those who know for sure they have enough money to retire. We'll discuss the key considerations and next steps for each of these mindsets to help you prepare for a fulfilling retirement.

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